Bermuda hsbc

Eligibility criteria. To qualify for HSBC Advance in Bermuda, you are required to: maintain at least $20,000 (or foreign currency equivalent) in personal savings or investments with HSBC Bermuda; or. maintain a mortgage in good standing with HSBC Bermuda.

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. HSBC Global Asset Management (Bermuda) Limited of 37 Front Street, Hamilton, Bermuda, is a wholly owned subsidiary of HSBC Bank Bermuda Limited.Management team - About HSBC | HSBC Bermuda. Personal. Business. Management team. Corporate governance. Management team. Stephen Banner. Chief Executive Officer. Stephen …Bermuda is a territory of 138 islands in the North Atlantic Ocean. This cluster of islands is located off the East Coast of the United States. Bermuda also lies 650 miles east of W... Starting 1st April 2024, Bermuda customers requiring HSBCnet support should send their email enquiries [email protected]. As a result of the sale of HSBC Canada, existing HSBCnet mailboxes for Bermuda enquiries (i.e. [email protected] and [email protected]) will be demised. Any email sent to the hsbc ... Download HSBC Bermuda and enjoy it on your iPhone, iPad, and iPod touch. ‎The HSBC Bermuda app has been specially built for our customers*, with reliability at the heart of its …HSBC Personal Internet Banking Terms and Conditions. 1 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E.

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or ...Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Whether you want a bank loan to buy an EV, improve your home or consolidate your existing debts, compare our loans to find the one that’s perfect for your plans.Bermuda is a territory of 138 islands in the North Atlantic Ocean. This cluster of islands is located off the East Coast of the United States. Bermuda also lies 650 miles east of W...Bermuda is finally dropping quarantine for arrivals, and airlines are adding flights. Visiting the pink sands of Bermuda just got a little easier. Starting this week, the island na... We would like to show you a description here but the site won’t allow us. HSBC Bank of Bermuda Limited. Aug 1999 - Oct 2006 7 years 3 months. Hamilton Bermuda. Co Head of Corporate Real Estate for HSBC Bermuda with responsibility for bank premises and staff. Manage all aspects of Bank's real estate to include office facilities, premises, maintenance and construction projects.Declaration. I certify that the information in this application and, if applicable, on any attachments which form an integral part of this application, is true and complete to the best of my knowledge, and I understand that any misleading or false information or omission provided herein will result in my ineligibility for employment, or if ...

Retail Banking and Wealth Management – Bermuda. To help fight against tax evasion and protect the integrity of tax systems, governments around the world are introducing a new information-gathering and reporting requirement for financial institutions. This is known as the Common Reporting Standard (“the CRS”) and we’d like to help you ...HSBC Bank Bermuda Limited Consolidated Financial Statements 2020. This pdf document provides the audited financial results of HSBC's subsidiary in Bermuda, including the balance sheet, income statement, statement of changes in equity, and notes to the accounts. It also contains the independent auditor's report and the directors' report. … Updated branch opening hours. All HSBC branches are open Monday-Friday from 9:00am to 4:30pm. Banking services are limited to: Teller counter services (9:00am to 4:00pm) Account opening. Safety Deposit boxes. Collections. If you are currently working with one of our lenders, someone will be in contact with you to adjust any scheduled meetings. Set-up online banking. Customise your internet banking experience that keeps up with the mobility of your business. Help you navigate the business landscape in Bermuda.The HSBC Bermuda app has been specially built for our customers*, with reliability at the heart of its design. Enjoy security and convenience with these great features: • View your account balances. • Make Transfers between your accounts. • Make Transfers to local third-party accounts you have set-up. • Pay Bills.An HSBC Bank Account offers easy day-to-day banking and 24/7 money management online. Apply online or contact your local branch to get started. ... Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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Starting 1st April 2024, Bermuda customers requiring HSBCnet support should send their email enquiries [email protected]. As a result of the sale of HSBC Canada, existing HSBCnet mailboxes for Bermuda enquiries (i.e. [email protected] and [email protected]) will be demised. ATM banking. HSBC ATMs can be found in many convenient locations across the island with several accessible 24 hours a day, 7 days a week. Our ATMs offer you the following services: Deposit of cash or HSBC cheques, via envelope, for same day credit 1. 1 Same day credit if deposited before 2pm on business days. Earn 1.5 reward points for every $1 spent and access a range of global benefits. Premier BermudaCard Mastercard Credit Card. A BMD denominated card that earns you 1.5 reward points for every $1 you spend. Advance Mastercard Credit Card. Earn 1.35 reward points for every $1 you spend with our HSBC Advance exclusive card. Visa Gold Credit Card. Valuable rewards and cashback - 1.35 reward points for every $1 spent. New applicants receive 3,000 reward points. Spend $5,000 in the first 3 months – get 7,000 bonus points. 20.95% APR. USD Denominated. Receive credit card alerts to help protect from fraud. Apply from the comfort of your home using online banking. Timetable information. 30 Oct 2023 Announcement. 09 Nov 2023 Shares quoted ex-dividend in London, Hong Kong, New York and Bermuda. 10 Nov 2023 Record date in London, Hong Kong, New York and Bermuda. 07 Dec 2023 Election deadline. 11 Dec 2023 Exchange rate determined for payment of dividends in sterling and Hong Kong dollars.Interest rate increase on selected savings accounts. The interest rates on selected EUR savings accounts have now increased, as of 18th October 2023. Interest rates on selected GBP and USD savings accounts also increased, as of 6th September 2023 for GBP and as of 30th August 2023 for USD. Find out more.

Connect with us. Listening to what you have to say about our services matters to us. Welcome to HSBC Bermuda. find all your personal banking needs including, accounts, credit cards, …For example, HSBC Bermuda is the beneficiary bank and not the beneficiary. Bank-to-bank information fields should not be used to identify the various parties in a payment. These instructions are standard international payment instructions that should be easily understood by the remitting bank. Failure of a bank to format the payment correctly ...Mortgage repayments calculator. The mortgage repayments calculator is intended to provide a general overview of what your monthly repayments may be depending on the repayment frequency requested, which is dependent on the term and interest rate. This is a Mortgage period fieldset consisting of an input field and slider and changing the value in ...Existing Advance customers can call us o +1 441 299 5454. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.You don't need to visit one of our branches to manage your money with an HSBC bank account. Our online and mobile banking services allow you to access your accounts 24 hours a day, 7 days a week, ... To open a bank account in Bermuda, you’ll need to provide: A valid form of identification. This could be your Passport, a Bermuda Driver's ...Earn 1.5 reward points for every $1 spent and access a range of global benefits. Premier BermudaCard Mastercard Credit Card. A BMD denominated card that earns you 1.5 reward points for every $1 you spend. Advance Mastercard Credit Card. Earn 1.35 reward points for every $1 you spend with our HSBC Advance exclusive card. Visa Gold Credit Card.A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Bank code A-Z 4 letters representing the bank. It usually looks like a shortened version of that bank's name. Country code A-Z 2 letters representing the country the bank is in. Location code 0-9 A-Z 2 characters made up of letters or numbers.Our approach. We bring specialised investment expertise, transparency and high governance standards to our public pension partnerships. Our strategies are designed to help pensions: Achieve superior risk-adjusted returns with cost-efficiency and consistency. Build assets to meet long-term growth and payout commitments.HSBC in Bermuda. Management team. Corporate governance. News and media. Careers. Share. News and media. 2023. 2022. 2021. 2020. 2019. Media contact. Angela Cotterill, …In order to confirm your status under the CRS, you may be asked to complete the appropriate self-certification form and send it to CMB Client Service Unit, HSBC Bank Bermuda Limited, 4th Floor, Harbourview Center, 37 Front Street, Hamilton HM11 or to your branch or relationship manager. There are three types of self-certification form for the ... HSBC Bermuda is a leading provider of financial services in Bermuda, serving individuals, institutions and corporations locally and globally. Head office HSBC Bank Bermuda Limited, 37 Front Street, Hamilton HM 11, Bermuda.

Updated branch opening hours. All HSBC branches are open Monday-Friday from 9:00am to 4:30pm. Banking services are limited to: Teller counter services (9:00am to 4:00pm) Account opening. Safety Deposit boxes. Collections. If you are currently working with one of our lenders, someone will be in contact with you to adjust any scheduled meetings.

This means our online tools give you 24/7 access to a range of our products and services, all from the comfort of your home. Our straightforward and secure digital tools will help you manage your finances anywhere, at any time. Not only that, banking online could save you money on selected fees compared to banking in branch. Chief Executive Officer. Stephen Banner was appointed as the Bank's Chief Executive Officer effective 12 November 2018. He has been with HSBC since 1991 and has worked for the HSBC Group in ten different countries prior to Bermuda, most recently as CEO of HSBC Greece from 2014-2018. More.To send international wire payments you need to know the following information about the person or company receiving the money: 1. The beneficiary’s name, address and country. 2. The beneficiary’s IBAN or account number. If you are sending money to the USA you will need to know the beneficiary’s account number.Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply. Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of …For example, HSBC Bermuda is the beneficiary bank and not the beneficiary. Bank-to-bank information fields should not be used to identify the various parties in a payment. These instructions are standard international payment instructions that should be easily understood by the remitting bank. Failure of a bank to format the payment correctly ...Our MySavings Youth Account is Bermuda's only savings account for customers aged 7 to 17 years old. Introducing... payment alerts Close. ... Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.2265.36. +0.02%. 31 Jan 2024. BSX Year End Review 2023. 30 Oct 2023. The Bermuda Stock Exchange Announces Greg Wojciechowski Re-elected to the World Federation of Exchanges’ Board of Directors. 30 May 2023. BSX Announces Collaboration with the Bermuda Business Development Agency and the Bermuda Tourism Authority for the …

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HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account. Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges. Camera-in device required to be able to utilize HSBC Mobile ... Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Disclaimer The Site is primarily intended for those who access it from within Bermuda. Banking with HSBC Bermuda allows you to make payments and transfers in 22 currencies in over 150 countries and regions around the world. Simply log into online banking and follow the instructions to …Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or ...The ‘Valuation for solvency purposes’ and ‘Capital management’ sections of the Solvency and Financial Condition Report of the Company as at 31 December 2021, (‘the Narrative Disclosures subject to audit’); and. Company templates S.02.01.02, S.12.01.02, S.23.01.01, S.25.01.21 and S.28.01.01 (‘the Templates subject to audit’).At HSBC, we’re the bank that never sleeps. This means our online tools give you 24/7 access to a range of our products and services, all from the comfort of your home. ... Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.HSBC Personal Internet Banking Terms and Conditions. 1 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E.What to do if you detect an unfamiliar transaction. If you receive an alert and notice an unfamiliar transaction, contact our 24/7 contact centre immediately on 299-5518. If you are an HSBC Premier customer you should contact us on 299-5252 …Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or ...Step 1: Get a pre-approval. A pre-approval is the first step to apply for a mortgage with HSBC: We aim to provide a pre-approval on most mortgage applications on the same working day. To request a mortgage pre-approval, please book an appointment with one of our specialists. You can also call us directly on +1 441 299 5959, email bermuda ...HSBC Global Asset Management (Bermuda) Limited of 37 Front Street, Hamilton, Bermuda, is a wholly owned subsidiary of HSBC Bank Bermuda Limited. Funds managed by HSBC Global Asset Management (Bermuda) Limited are offered by prospectus only in those jurisdictions where they are permitted by law. ….

HSBC Bank Bermuda (HBBM) maintains very strong regulatory capital and S&P Global Ratings RAC ratios, with Common Equity Tier 1 and S&P Global Ratings RAC ratios of 24.7% and 22.5%, respectively, at year-end 2020. We expect our … Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Whether you want a bank loan to buy an EV, improve your home or consolidate your existing debts, compare our loans to find the one that’s perfect for your plans. HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account. Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges. Camera-in device required to be able to utilize HSBC Mobile ... Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or ...Commercial Banking – Bermuda. The Foreign Account Tax Compliance Act (FATCA) is a new piece of legislation by the United States Department of Treasury (Treasury) and the US Internal Revenue Service (IRS) to counter tax evasion in the US. HSBC is committed to being fully FATCA compliant in all countries where we operate, in accordance with the ...Disclosure. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.HSBC: Get the latest HSBC Holdings stock price and detailed information including HSBC news, historical charts and realtime prices. Indices Commodities Currencies StocksHSBC Bank Bermuda Limited 37 Front Street Hamilton, Bermuda HM11. Phone: 441 299 5959. Back to top. Contact us Support and further information ; About HSBC Careers, media, investor and corporate information ; ... At HSBC we use cookies to help ensure that our website and services are able to function properly. These cookies are necessary and … HSBC Personal Internet Banking Terms and Conditions. 1 All HSBC Personal Internet Banking clients with an HSBC personal checking, savings, Certificate of Deposit (CD) or credit card account are automatically covered. HSBC's $0 Liability, Online Guarantee is applicable to client transactions covered by Federal Regulation E. Bermuda hsbc, Disclosure. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. , Contact Stavros directly. Join to view full profile. View Stavros Katsaitis FIA, FHAS, FASHK’s profile on LinkedIn, the world’s largest professional community. Stavros has 5 jobs listed on their profile. See the complete profile on LinkedIn and discover Stavros’ connections and jobs at similar companies., Apply online. 1 Daily ATM withdrawal limit is $2,000 for standard bank accounts, $2,500 for Advance customers and $3,000 for Premier customers. If you need to withdraw more than your daily maximum, you can do so by visiting your local branch. Withdrawal limits and charges may vary when withdrawing money at ATMs outside Bermuda., HSBC Premier Mastercard Black credit card. 2 reward points + 3,000 free points upon activation (new applicants only) & 40,000 Bonus Points for spending $20,000 in the first 3 months. HSBC Premier Mastercard. 1.5 Reward Points + 3,000 free points upon activation (new applicants only) & 8,000 Bonus Points for spending $6,000 in the first 3 months. , Mortgage repayments calculator. The mortgage repayments calculator is intended to provide a general overview of what your monthly repayments may be depending on the repayment frequency requested, which is dependent on the term and interest rate. This is a Mortgage period fieldset consisting of an input field and slider and changing the value in ..., HSBC Bank Bermuda Limited, previously the Bank of Bermuda Limited, is a financial services company in Bermuda providing retail and corporate banking, investment, custody and fund administration services to international and local clients. In 2004 the HSBC Group acquired the Bank of Bermuda, [1] which has since become a focus for certain fund ... , The HSBC Bermuda app has been specially built for our customers*, with reliability at the heart of its design. Enjoy security and convenience with these great features: • View your account balances. • Make Transfers between your accounts. • Make Transfers to local third-party accounts you have set-up. • Pay Bills., HSBC Global Money Account is a prepaid, multi-currency account available on our the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit account. Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges. Camera-in device required to be able to utilize HSBC Mobile ..., Ways to bank. Thanks to some recent changes to our online banking offering, it is now even more simple to start managing your finances in a way that makes sense for you. Choose one of the options below to learn more about how to start banking online, through our mobile banking app, with the help of our dedicated telephone service or by visiting ..., St. George’s. St. George's Branch. 4 King's Square, St. George’s, GE05, Bermuda. Disclosure. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Listening to what you have to say about our services matters to us., Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply. Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of …, Additional Support. Additional guides are available post log on, in the Help Centre, under the 'User and account management' tab. Troubleshooting logon issues. Logging on to HSBCnet using your security device or resetting your security device PIN., Bermuda is a territory of 138 islands in the North Atlantic Ocean. This cluster of islands is located off the East Coast of the United States. Bermuda also lies 650 miles east of W..., 4 days ago · Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary ... , HSBC Bermuda is a brand name of HSBC Bank Bermuda Limited. Founded in 1889, HSBC Bermuda is the leading provider of retail and corporate banking, investment, custody and fund administration services to international and local clients. Since 2004 it has been a wholly owned, indirect subsidiary of HSBC, HSBC Premier Mastercard Black credit card. 2 reward points + 3,000 free points upon activation (new applicants only) & 40,000 Bonus Points for spending $20,000 in the first 3 months. HSBC Premier Mastercard. 1.5 Reward Points + 3,000 free points upon activation (new applicants only) & 8,000 Bonus Points for spending $6,000 in the first 3 months. , A BMD denominated card that earns you 1.5 reward points for every $1 you spend. Earn 1.35 reward points for every $1 you spend with our HSBC Advance exclusive card. Earn 1.2 reward points for every $1 you spend with this worldwide friendly card. Exclusively for use in Bermuda, this everyday card comes with a range of dining and shopping benefits., Contact Stavros directly. Join to view full profile. View Stavros Katsaitis FIA, FHAS, FASHK’s profile on LinkedIn, the world’s largest professional community. Stavros has 5 jobs listed on their profile. See the complete profile on LinkedIn and discover Stavros’ connections and jobs at similar companies., Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Disclaimer. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies ..., No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages., Welcome to Relationship Rewards. “Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon ..., As one of Bermuda’s largest private employers, we offer opportunities across our organization to build a fulfilling career and work with colleagues and customers around the world. We have careers in each of our global businesses: Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets., Ways to bank. Thanks to some recent changes to our online banking offering, it is now even more simple to start managing your finances in a way that makes sense for you. Choose one of the options below to learn more about how to start banking online, through our mobile banking app, with the help of our dedicated telephone service or by visiting ..., Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. HSBC Global Asset Management (Bermuda) Limited of 37 Front Street, Hamilton, Bermuda, is a wholly owned subsidiary of HSBC Bank Bermuda Limited., HSBC Holdings News: This is the News-site for the company HSBC Holdings on Markets Insider Indices Commodities Currencies Stocks, Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or ..., Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. Whether you want a bank loan to buy an EV, improve your home or consolidate your existing debts, compare our loans to find the one that’s perfect for your plans. , Enter the serial number on the back of your security device. Follow the onscreen instructions to create a PIN and generate your first security code. You have 60 days to activate your Secure Key. Please contact us on +44 1534 616 171 if you're having problems., If you're an HSBC Advance or HSBC Premier customer we'll give you the option to speak to one of our customer service representatives, regardless of what time you call. For a complete list of HSBC Bermuda telephone numbers, visit Contact Us. Disclosure. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed ..., HSBC will automatically convert inbound foreign currency payments. If you receive money from abroad on a regular basis, a Foreign Currency Account can be a great solution as it is easier than setting up and managing an account in a foreign country. Global Wallet is a similar solution but allows you to easily open wallets in multiple currencies., To Spring, With Love: Spring Members Exhibition at the BSOA. Created: Mar 08, 2024. This is a social-media hub curated for engagement by Bermuda Royal Gazette staff., Bermuda is a territory of 138 islands in the North Atlantic Ocean. This cluster of islands is located off the East Coast of the United States. Bermuda also lies 650 miles east of W..., Advantages of having a pre-approved mortgage. we aim to confirm your pre-approval on the same day you apply. you'll know the price range of homes you can afford. pre-approved financing makes your offer more attractive to sellers. pre-approval is valid for up to 90 days. it's free to apply and there's no obligation to accept any mortgage offer.