Credit card reddit

Reddit Recommendations For the Best Cash Back Cards. The following cash back cards get the nod from multiple Reddit users. Most charge no annual fee and …

With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees...Aug 10, 2023 ... Keep it open, just put the card away in a file box. It decrease your utilization and improves your credit score/history indefinitely if you keep ...I have the basic AMEX blue cash everyday credit card. I’ve had it for about 2 years and I started with a credit limit of 3000, it has been raised by AMEX (I’ve never requested) to 11,000 over the past couple years. I have been traveling more and wanted a better rewards card for traveling and my sister suggest the Hilton Honors credit card.Mar 6, 2024 · Annual fee: $0. Other benefits and drawbacks: Like the Bank of America® Unlimited Cash Rewards Secured Credit Card * a minimum security deposit between $200 and 5,000 is required. Plus, the card ...Current cards: Discover It Chrome, $1800 Limit, Opened Aug 2023, Upgraded from Secured FICO Score: 754 Oldest account age: 6 months Chase 5/24 status: 1/2 Income: … MembersOnline. •. Graztine. A List of Credit Cards Good For Most People. Discussion. Hello! I've been trying to figure out what credit card I should get next, so started to make a list of all of the ones that would give me good long term value. So I thought it might be a useful list to share. Credit Card Basics. Once a month, you'll get a statement that tells you how much you spent, how much you paid, a due date, the statement balance, and minimum payment. You should always pay, at minimum, the statement balance before the cutoff time of the due date (many lenders do not use midnight!). You can pay …A subreddit for everything about credit cards in the Philippines. ⬇️See More Menu for FAQs and pinned posts. Members Online Unemployed since Q4 2023

Feb 28, 2024 · If your credit score is between 670-739, you can qualify for most credit cards. We’ve compiled the best credit cards for good credit of 2024. Firstly, to get section 75 protection on larger purchases. Secondly, to earn cashback on spending (you can currently earn between 0.25% and 5% cashback on credit card purchases). Thirdly, to make use of 0% interest free periods and keep the money saved in an interest-earning account (process called stoozing). Fourthly, it proves to lenders that ... Learn how to use credit cards responsibly from Reddit users who share their experiences and knowledge. Find out the benefits of no annual fee cards, secured …r/creditcard: A place to find latest industry and consumer news regarding credit cards. For maximizing rewards go to /r/CreditCards or /r/churning.Aug 11, 2022 · I agree I save more money with Amex, on average, but I don't find Chase offers useless. Some of the ones I found worthwhile recently: 15% off at Hyatt Place/House, (capped at around $38, I think), Marriott (high cap, $85). 10% Back at Amtrak (capped at $9). 20% back at Quill (capped at $50.Feb 18, 2022 · This is an excellent comment. An entire industry has sprung up focused solely on marketing these luxury credit cards to people like you in exchange for referral fees and advertising from credit card issuers. The issuers make money off people who want to get in on the “points game” and can’t make the minimum …r/creditcard: A place to find latest industry and consumer news regarding credit cards. For maximizing rewards go to /r/CreditCards or /r/churning.

Dec 8, 2023 ... PH Credit Cards Recommendations - What's a good credit card for me? ... Comparison of Miles Cards · NAFFL Credit Cards ... reddit.com/r/ ...With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees...Feb 25, 2023 · If it already does, then the Amex Gold card could be good. After the credits, it's a $10 effective annual fee. But, I'll stress, that's only if you already do those things. It's not technically a travel card, but it gets 3x on flights and it earns Membership Rewards, which can be used for travel (transferring to Delta or international partners). The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get. Two Reddit favorites for travel credit cards, for example, are the Chase Sapphire Preferred and the Chase Sapphire Reserve, while some of Reddit’s most …

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49$ PA and 8k points on sign up is shit. ANZ Frequent Flyer Platinum: Bonus 70,000 Qantas Points ($2,500 Spend in 3 Months), $0 Annual Fee First Year is currently the best card. The biggest hurdle will be your low income. Points per $ spend doesn't matter, the bonus points on sign up are the only thing worth it.A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Remember card companies only view the risk of you running up debt in a Covid world, not you chasing sign ups/rewards and paying in full. One card every 6 months is generally considered safe. Too many applications in a short period of time may look like risky behavior, even with decent credit.Jul 12, 2022 ... You might find this section of personal finance interesting: https://www.reddit.com/r/personalfinance/wiki/credit_building#wiki_i_have_no_credit ...

The Bank of America® Unlimited Cash Rewards Secured Credit Card * also earns flat-rate rewards while rebuilding your credit. A security deposit of $200 to $5,000 is required to open your account ...Aug 15, 2022 · Cashback is one approach - but if you're willing to stooze - there are long 0% cards on the market. You do all your spending on them and put what you would have spent in the highest interest savings account you can. Let's say you build up £5000 debt on a 0% 30 month credit card in the first 6 months.If you want a full list of all cards and their current SUB try US Credit Card Guide ... Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive you're offered. Members Online. Hey, here’s 30% off the Burpple Beyond Premium plan! You get access to four 1-for-1 deals at over 500 places. I’ve ...Credit Card Basics. Once a month, you'll get a statement that tells you how much you spent, how much you paid, a due date, the statement balance, and minimum payment. You should always pay, at minimum, the statement balance before the cutoff time of the due date (many lenders do not use midnight!). You can pay … ADMIN MOD. I raised my credit score from 546 to 720 in 4 months thanks to you guys. Credit. Hello everyone, first let me say THANK YOU. It is thanks to you that I finally, for the first time in my life, have control of my finances and can breath easier. I wanted to share my story in the hopes that someone else who was in a similar situation as ... The fraudster collects the credit card data that the skimmer has read and can do multiple things with it. As mentioned, he/she can sell large swaths of these CC numbers online in auctions (usually anonymously on TOR). Since they know the first 6 digits, they can even bucket them into high value cards.Jan 2, 2023 · And rounding out the collection of cards Reddit thinks may see some negative changes next year is the Capital One Venture X Rewards Credit Card. This is actually a newer card -- it was Capital One ... Nov 28, 2022 ... Just so you know, we've opened a new forum outside of Reddit to ask questions and get advice from our community; as well as to share privacy ... It's also reasonably easy to cash out the travel credits, so the net annual fee is $75 for a $500 cashback bonus. Seems like the World of Hyatt card should be on there. 60k Hyatt points are much more valuable than 75k from Marriott even if they have a much smaller footprint.

Chase with the Sapphire Reserve will give you 1.5¢ per point when you book through their portal. The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that.

Mar 7, 2024 · If you’re loyal to a specific airline, a cobranded airline credit card could be a good fit. Find your best fit on Forbes Advisor's list of the best airline credit cards.Feb 29, 2024 · The Platinum Card® from American Express. $695 (terms apply, see rates & fees) 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card ... Just wondering how it works. FHR: $200 credit, early check-in (12 pm), late check-out (4pm), breakfast for 2 daily, gift when arrived. Hilton Diamond: daily food credit. If we book a Hilton hotel through FHR, do we get combined benefits ($200 credit, breakfast, food credit, late check-out, Amex x5 MR, Hilton 100% points bonus), while she gets ... Capital One cards - Grab them early on! Seen a lot of discussion about Capital One cards lately and my one conclusion from all the posts and DP's is that you should grab the Capital One cards that you want early in your credit journey or else they will deny you or give you a low credit card limit if you have a lengthy/unblemished credit card ... Jul 22, 2022 · If you timed it right, you could put your entire 13-night stay on a Marriott credit card and probably meet the required spend for the bonus. In other words, your 13-nights could net you LOTS of free nights! It looks like the current promo for the Marriott Bonvoy Boundless card is three free nights (up to 50,000 points/night) for …Sep 29, 2022 · I can see the companion fare being worth it as long as the cost is > $196, but just not sure it’s worth the hassle of getting a new card, and I’ve generally just been meh on Alaska recently as it’s been harder to get upgrades or even use GGUs. Curious to hear your thoughts. In my opinion, the big benefit of the Alaska …Jun 29, 2023 ... Always used a CC for daily spending. Mainly because there has been cashback for the last 15-20yrs, usually at 0.5-1% rates, you also get section ...

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Mar 17, 2022 · The most effective way is to pay aggressively. Open your credit card statements, they typically have suggested pay off plans and comparison of the amounts you will end up paying. Not knowing your credit debt and interests on each card, I won't be making suggestions on which one to pay off first.Jun 11, 2022 · If you receive private messages, be extremely careful. Use the report link to report any suspicious private message to Reddit. I am a bot, and this action was performed automatically. ... I don’t know any exchange that allows you to buy crypto with a credit card so I would trust PayPal more than a random exchange.This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)Get a 2% catch-all card and use it as your baseline. That should be your next card. 100% agreed. Almost all cards offer 1% cashback, but why stop at a low rate when you can …Oct 21, 2020 · More benefits, more savings For travel, dining, shopping, fuel, groceries, and many more, there is HDFC Bank Credit Card for all your needs. You will get: Interest-free credit Amazing travel benefits Free Insurance Boosts credit score. Why you should apply from here: ️ 100% online process ️ Minimal …2 days ago · Petal® 1 "No Annual Fee" Visa® Credit Card. Our pick for: No-deposit card with no annual fee. The issuer of the Petal® 1 "No Annual Fee" Visa® Credit Card doesn’t only rely on credit scores ...Best Credit Cards of February 2024; Best Gas & Groceries Credit Cards; Best Travel Credit Cards; Best Balance Transfer Credit Cards; Best 0% APR Credit …It’s a great card. I use the unlimited and the Amex blue cash preferred for my daily spenders. The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it’s great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card.A subreddit for everything about credit cards in the Philippines. ⬇️See More Menu for FAQs and pinned posts. Members Online What Credit Card to apply for for first time userJust wondering how it works. FHR: $200 credit, early check-in (12 pm), late check-out (4pm), breakfast for 2 daily, gift when arrived. Hilton Diamond: daily food credit. If we book a Hilton hotel through FHR, do we get combined benefits ($200 credit, breakfast, food credit, late check-out, Amex x5 MR, Hilton 100% points bonus), while she gets ... ….

Best Credit Card for Each Category? Discussion. What credit card are you using for each one of these categories? Gas, Grocery, Food, Hotel, Flights, Streaming, and other purchases. I recently got into the credit card game and I’m trying to see what others are using for these categories. This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)Find out which credit cards Redditors recommend based on their own experiences and reviews. Compare the benefits, rewards, and drawbacks of seven …The only annoying part is that it seems to round down! The multiple $2.75 charges are only generating 2 points each. Not a biggie overall, as the 25% extra when redeeming on their travel portal makes up for it, but still. FYI, every time you link an airline miles or hotel membership account, you get a 100 Bilt points.According to WalletHub’s analysis of 1,500+ credit card offers, the best secured credit card with no credit check won’t even charge you an annual fee. Plus, cards with no credit check still report to the major credit bureaus, giving you the chance to add positive credit history on a monthly basis.Two Reddit favorites for travel credit cards, for example, are the Chase Sapphire Preferred and the Chase Sapphire Reserve, while some of Reddit’s most …Whether you use your healthcare credit card to cover treatments and procedures not covered by insurance, CareCredit can help. We may be compensated when you click on product links,...With so many new credit cards being released, the decision on which to choose almost always depends on two things: the issuer and reward. However, some customers do not even care a... Credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]