Resurgent lvnv funding

LVNV deletes once paid. Some collectors will delete when paid in full even if their reps say they don't. Pay. Wait 30-90 days. If not deleted, dispute until removed. I have a 100% success rate with that method. 4. Reply. Thesiswork99.

Resurgent lvnv funding. LVNV Funding and Resurgent Capital Services: What You Need to Know. Recently, a company called LVNV Funding acquired a large amount of debt. This acquisition may have resulted in you being contacted by someone from LVNV or another company called Resurgent Capital Services. We know that being contacted by debt collectors can be stressful.

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Factual Allegations. On May 14, 2015, Defendants filed a Statement of Claim against Jones in the Philadelphia Municipal Court for $3,519.51 for an alleged default on a Springleaf Financial Services, Inc. credit account (the "Collection Lawsuit"), which resulted in a judgement in Jones's favor.Resurgent acts as a master servicing agent for LVNV and has a limited power of attorney on LVNV's behalf for this purpose. Resurgent uses the mails and telephone to collect consumer debts originally owed to others. LVNV reports credit information for accounts it owns to credit reporting agencies, including Experian, Equifax, and TransUnion.The body of the June 18, 2018 letter stated in whole: Resurgent Capital Services L.P. manages the above referenced account for LVNV Funding LLC and has initiated a review of the inquiry we recently received. For further assistance, please contact one of our Customer Service Representatives toll-free at 1-866-464-1187.On 02/02/2023 Manual Aguilar, Sr filed a Finance - Consumer Credit court case against LVNV Funding, LLC in U.S. District Courts. Court records for this case are available from California Central District Court. ... LVNV Funding, LLC, Mandarich Law Group, LLP, PNC Bank National Association, Resurgent Capital Services L.P., Trans Union, LLC ...Originally, 'Pagan' was a putdown for the country folk who continued to worship the old Roman gods rather than embracing Christianity. Today, paganism is having a resurgence. Adver...Oct 20, 2009 ... Firstly, your company LVNV Funding is considered a Debt Collector under the purview of the FDCPA . ·Federal courts have concluded that a person ...Contact Warren and Migliaccio, LLP Attorneys At Law today to schedule your free consultation and start planning your legal strategy. You do not owe just because they say so. Call (888) 584-9614 or click here to submit a consultation request form now. LVNV Funding, LLC is known for aggressively pursuing debt holders.

LVNV Funding LLC / Resurgent Capital Services Contact Information. Address: LVNV Funding LLC 55 Beattie Pl Greenville, SC 29601. Mailing Address: LVNV Funding LLC PO Box 10497 Greenville, SC 29603. Phone number: (888) 665-0374. Should I contact or pay LVNV Funding?Negotiating Settlements and Pay for Delete with LVNV Funding and Resurgent Capital Services. Share. Watch on. How you go about resolving a debt, and the credit reporting by Resurgent Capital and LVNV, depends on a couple of key concerns.Ultimately, a small claims action was filed in the Quincy District Court entitled LVNV Funding, LLC v. Tara Dorrian, 1356-SC-003619. The law firm that filed that lawsuit was Kream and Kream, P.C. which was retained by Resurgent. The lawsuit resulted in a judgment in Dorrian's favor.12116851 Email/PDF: [email protected] Dec 14 2022 23:50:10 Ashley Funding Services, LLC, Resurgent Capital Services, PO Box 10587, Greenville, SC 29603-0587 12114573 Email/Text: [email protected] Dec 14 2022 23:46:00 Continental Finance Company, Attn: Bankruptcy, Po Box 3220, Buffalo, NY 14240LVNV deletes once paid. Some collectors will delete when paid in full even if their reps say they don't. Pay. Wait 30-90 days. If not deleted, dispute until removed. I have a 100% success rate with that method. 4. Reply. Thesiswork99.Ultimately, a small claims action was filed in the Quincy District Court entitled LVNV Funding, LLC v. Tara Dorrian, 1356-SC-003619. The law firm that filed that lawsuit was Kream and Kream, P.C. which was retained by Resurgent. The lawsuit resulted in a judgment in Dorrian's favor.

LVNV Funding, LLC, DBA/ Resurgent Capital Services, LP Dba/ Alegis Group, LLC Aka/ Sherman Financial Group, LLC Fka/ Sherman Acquisitions Aka/Ventus Capital Services Addresses: Bank of America Building 200 Meeting St., Suite #206 Charleston, SC …Contact Warren and Migliaccio, LLP Attorneys At Law today to schedule your free consultation and start planning your legal strategy. You do not owe just because they say so. Call (888) 584-9614 or click here to submit a consultation request form now. LVNV Funding, LLC is known for aggressively pursuing debt holders.Originally, 'Pagan' was a putdown for the country folk who continued to worship the old Roman gods rather than embracing Christianity. Today, paganism is having a resurgence. Adver...Re: Resurgent Capital Services aka LVNV Funding Collections. My LVNV account was sent to a law firm. After some back and forth I settled $815 for $326 and change. After a few weeks I got a notice on CK that a collection account had been removed. Didnt inquire about PFD.LVNV Funding connects with Resurgent Capital Services (RCS) to manage its portfolio of defaulted accounts. RCS is a third-party company that specializes in …3. Stop Calls from LVNV Funding NOW. Before Nov. 20, 2021, you could get as many as 15 calls per day from a debt collector, according to a Consumer Credit Card Market Report. That’s way too many. That has changed. Regulation F places strict limits on …

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agreement. LVNV also amended its proof of claim to include additional documentation related solely to LVNV’s standing to enforce the claim. Debtors filed an objection to LVNV’s claim. They acknowledged that LVNV had filed the account statement required by Rule 3001(c)(3), but they argued that thePlaintiff LVNV Funding, LLC has acquired all rights and title to the account. Bill of Sale and Assignment: A bill of sale and assignment of receivables was made from MHC Receivables, LLC to Credit Asset Sales LLC on April 30, 2022, and further transferred to Resurgent Acquisitions LLC on May 16, 2022.LVNV Funding LLC (“the Current Owner”) currently owns the Account, having acquired it on April 21, 2023. Resurgent Capital Services L.P. (“Resurgent”) isLVNV and Resurgent Capital are the same company. You can settle the debts they buy, and get them deleted from your credit reports.The stage of your collectio...Most likely you should be able to settle the account for $1000 in multiple payments if you have the ability to do so based on your stated hardship if its negotiated right. Resurgent Capital aka LVNV Funding can be aggressive when it comes to suing people, but very flexible on settlements if its within their settlement guidelines. Good luck.LVNV Funding Settlement | Home. OFFICIAL NOTICE REGARDING CLASS ACTION. RE: Howard v. LVNV Funding, LLC and Resurgent Capital Services , …

Resurgent capital has a correspondence address listed as:PO Box 10497, Greenville, SC 29603. Resurgent can be reach by phone at 888-665-0374. In situations where LVNV Funding LLC decides to bring a lawsuit in the State of New York, they may assign the matter to a New York Debt Collection Lawyer such as: Rubin & Rothman, LLC ;Feb 20, 2024 · Who Is LVNV Funding LLC and Why Are They Contacting Me? Do I Have To Pay LVNV Funding? How To Negotiate a Debt Settlement With LVNV Funding in 3 Steps. Step 1: Make Sure the Debt Is Valid; Step 2: Figure Out What You Can Pay; Step 3: Make a Settlement Offer to LVNV Funding LVNV Funding, LLC et al, No. 1:2012cv01410 - Document 44 (N.D. Ill. 2012) Court Description: MEMORANDUM OPINION signed by the Honorable Charles P. Kocoras on 7/5/2012.Mailed notice (sct, ) Some case metadata and case summaries were written with the help of AI, which can produce inaccuracies. You should read the full case before …Business Details. Location of This Business. PO BOX 1410, TROY, MI 48099. Headquarters. 55 Beattie Pl Ste 110, Greenville, SC 29601-5115. BBB File Opened: 4/16/2013. Years in Business: 25.Capital Services L.P. (“Resurgent”) is a Delaware limited. partnership with its principal place of business in South. Carolina. Defendants LVNV Funding and Resurgent will be. collectively referred to as “LVNV.”. Plaintiff’s complaint includes a number of other entities. created under Delaware law, referred to as the “Sherman ...In recent years, there has been a remarkable resurgence in the popularity of vinyl records. Collectors and music enthusiasts alike are rediscovering the warm sound and nostalgic ch...Resurgent Capital Services and LVNV Funding LLC are defendants in a proposed class action that alleges the defendants attempted to collect unlawful interest …Trump made five bold claims about the US economy at the World Economic Forum in Switzerland. Here are the facts about them. Jump to President Trump touted a newly resurgent America...RESURGENT CAPITAL SERVICES, L.P. and LVNV Funding, LLC, Defendants-Appellees. No. 21-2792. Decided: June 07, 2023. Before Rovner, Jackson …United Airlines is taking $75 off economy fares and $250 off Polaris fares for trips from the U.S. to cities across Europe, South Africa, Jordan and the United Arab Emirates. Inter...A federal judge in Chicago has refused to dismiss a class action accusing LVNV Funding, one of the country’s largest debt buyers, of deceiving consumers by sending collection letters offering to ...

LVNV and Resurgent operate by purchasing consumer debts that are alleged to be owed and in default and then filing collection lawsuits against the consumers in state court, the suit explains, relaying the defendants file hundreds, if not thousands, of debt collection lawsuits in California each year.

LVNV Funding LLC, Resurgent, and TrueAccord. I have a collection of $2514 on my credit report for LVNV Funding LLC. After going on their website, it redirects me to Resurgent to make a payment for it. They give me a option of a one time payment of $1005 (40%). Also I got an email from TrueAccord, it's all the same payment options. Re: Resurgent Capital Services aka LVNV Funding Collections. My LVNV account was sent to a law firm. After some back and forth I settled $815 for $326 and change. After a few weeks I got a notice on CK that a collection account had been removed. Didnt inquire about PFD.What Debtors Should Know About LVNV Funding and Debt Settlement. LVNV Funding isn’t just a debt collector; it’s a debt purchaser. That means it buys up old accounts, mainly credit cards, for pennies on the dollar. Then the company goes after the debtors for the amounts it claims are owed. LVNV sometimes uses an affiliate known as Resurgent ...This letter is being sent to you in response from a letter I received by Resurgent Capital Services L.P. on December 7th, 2011 and December 12, 2011 stating that LVNV Funding LLC has assigned this account to Resurgent Capital Services L.P. to collect on a debt that you state I owe.Jul 10, 2012 ... On June 28, 2012, LVNV Funding and Resurgent Capital (but not Sherman Financial, see above) executed a Settlement Agreement with the Maryland ...LVNV Funding LLC (“LVNV”) owns numerous accounts for Mr. xxxxx Resurgent Capital Services L.P. (“Resurgent”) is the servicer of these accounts owned by LVNV. Our previous response satisfies the requirements for validation of debt in compliance with the Fair Debt Collection Practices Act (“FDCPA”).LVNV Funding LLC, Alegis Group LLC, Resurgent LP, Resurgent LLC – Who's Who? In the case of Giselle vs. Resurgent, all of the above companies, and several law firms, were involved in collecting an old debt from Giselle Fritz for $2,678. The original creditor wrote it off as a bad debt and LVNV Funding LLC (LVNV), a third party debt collector ...LVNV Funding is a debt buyer that purchases delinquent accounts from creditors and other debt buyers. If you get a letter from LVNV or Resurgent, you need to review the details, challenge any misinformation, and consider negotiating a settlement. Learn more about debt settlement and how to contact LVNV or Resurgent.

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On February 28, 2020, a federal court largely rejected an attempt by LVNV Funding and Resurgent Capital Services to dismiss a putative class action filed by attorneys Kevin Abramowicz (of East End Trial Group; formerly of BCJ Law) and Mark Moynihan (of Moynihan Law).When you are sued by Resurgent Capital Services (LVNV) in a debt collection lawsuit, you might be wondering who they are. If you don’t recognize the name of the company suing you, you probably wonder, “i s Resurgent Capital legit?” First, you need to know who is LVNV Funding. LVNV Funding is a debt collection company who purchases ...LVNV and Resurgent operate by purchasing consumer debts that are alleged to be owed and in default and then filing collection lawsuits against the consumers in state court, the suit explains, relaying the defendants file hundreds, if not thousands, of debt collection lawsuits in California each year.Resurgent acts as a master servicing agent for LVNV and has a limited power of attorney on LVNV's behalf for this purpose. Resurgent uses the mails and telephone to collect consumer debts originally owed to others. LVNV reports credit information for accounts it owns to credit reporting agencies, including Experian, …Apr 24, 2017 ... LVNV Funding and other debt buyers use ... LVNV Funding for an old credit card debt. ... LVNV then hires Resurgent Capital Services LP (Resurgent) ...LVNV Funding may be suing you because they believe you owe them money. Rest assured, you aren’t the only one LVNV Funding has targeted. They have a long history of filing lawsuits against consumers, and in many cases, without the proper documentation to prove that the consumer actually owes the debt.Dec 17, 2013 ... Basically, LVNV Funding buys debt, then has Resurgent try and collect on the accounts. Resurgent may then outsource the debt collection to ...New Covid-19 variants are more transmissible, making them spread faster, which increases the likelihood of re-infection and a resurgence in Covid cases. SARS-CoV-2, the virus respo... The original or charge-off creditor may have sold your account to a debt buyer. Debt Buyers like LVNV Funding, CACH and Resurgent Receivables may buy accounts from creditors. The right to collect on these accounts passes contractually from the original creditor to the new owner. The underlying debt doesn’t go away, you just owe a new owner. View customer complaints of LVNV Funding, LLC, BBB helps resolve disputes with the services or products a business provides. ... Company: LVNV FUNDING LLC Address: C/O RESURGENT CAPITAL SERVICES ...Yes, they can 100% do that. It happens all the time. They are a bulk debt buyer/debt collector. They sue thousands of people each year. At this point, you should consult with an attorney to try to defend the lawsuit / try to negotiate the debt down to pennies on the dollar. ….

One of the easiest ways to get an LVNV Funding charge removed from your credit report is to request debt validation from them. Often, where the debt originates from can’t be proven. So, first write LVNV Funding a request for debt validation to verify the debt is yours. But keep in mind that you must do this within 30 days of the charge ...LVNV Funding, LLC, DBA/ Resurgent Capital Services, LP . Dba/ Alegis Group, LLC. Aka/ Sherman Financial Group, LLC. aka/Pinnacle Financial Group . 7825 Washington Ave. S, Ste 301. Minneapolis, MN 55439-2409. Fka/ Sherman Acquisitions. ... LVNV FUNDING TransUnion Experian Equifax Account No.: XXXXXXXXXXXXXXX …Aug 21, 2017 · It's definitely possible to go the "do-it-yourself" route, but just keep in mind you'll need to be patient. People have been able to remove LVNV Funding with the help of a professional. This is usually the quickest way to get it done. Phone number: 888-665-0374. Most likely you should be able to settle the account for $1000 in multiple payments if you have the ability to do so based on your stated hardship if its negotiated right. Resurgent Capital aka LVNV Funding can be aggressive when it comes to suing people, but very flexible on settlements if its within their settlement guidelines. Good luck.Plaintiff Giselle Fritz asserts claims against two debt-collection companies, LVNV Funding, LLC and Resurgent Capital Services, L.P. (collectively “the Companies”), for attempting to collect a nonexistent debt from her. Plaintiff alleges violations of the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692-1692p, and New York General ... Pay for Delete with Resurgent/LVNV Funding. I see on Resurgent's website that they will report the account as deleted or not report the account before or after they begin credit reporting, but I just have a question on if I should pay with debit card over the phone or mail them a check/money order. The balance is for $815 but is 5 years old ... LVNV Funding LLC (“LVNV”) owns numerous accounts for Mr. xxxxx Resurgent Capital Services L.P. (“Resurgent”) is the servicer of these accounts owned by LVNV. Our previous response satisfies the requirements for validation of debt in compliance with the Fair Debt Collection Practices Act (“FDCPA”).Feb 28, 2022 · LVNV Funding, LLC, No. 21-1981 (7th Cir. 2022) Woods claims an identity thief opened a credit card in his name, leading debt collectors to pursue him for the card’s unpaid balance, $723.55. The debt collector, Resurgent, initially rejected his claims that the debt was not his. After months of phone calls and letter writing, Woods succeeded in ... LVNV Funding outsources the management of its portfolio of accounts to a company called Resurgent Capital Services. Resurgent Capital Services is a licensed third-party debt collector specializing in the management of these types of consumer assets. Contact Warren and Migliaccio, LLP Attorneys At Law today to schedule your free consultation and start planning your legal strategy. You do not owe just because they say so. Call (888) 584-9614 or click here to submit a consultation request form now. LVNV Funding, LLC is known for aggressively pursuing debt holders. Resurgent lvnv funding, Resurgent hired Buffaloe, a law firm licensed in Tennessee, to collect the debt for LVNV.2 On March 3, 2011, Buffaloe filed a collection lawsuit in state court on behalf of LVNV. Attached to the civil warrant was an affidavit of sworn account signed by Foster, an authorized representative of LVNV., One of the easiest ways to get an LVNV Funding charge removed from your credit report is to request debt validation from them. Often, where the debt originates from can’t be proven. So, first write LVNV Funding a request for debt validation to verify the debt is yours. But keep in mind that you must do this within 30 days of the charge ..., On May 27, 2010, the Harris Firm sent Fritz a letter demanding payment on behalf of its client, which it identified as Resurgent LLC. The letter made no mention of LVNV. In addition, Resurgent LP reported to various credit agencies, on behalf of LVNV, that Fritz owed $2,838, which sum included $160 in court costs., Apr 18, 2018 ... ... LVNV Funding, LLC (LVNV), Resurgent Capital Services, L.P. (RCS), and Frontline Asset Strategies, LLC (Frontline), despite the absence of a ..., LVNV Funding LLC, Resurgent, and TrueAccord. I have a collection of $2514 on my credit report for LVNV Funding LLC. After going on their website, it redirects me to Resurgent to make a payment for it. They give me a option of a one time payment of $1005 (40%). Also I got an email from TrueAccord, it's all the same payment options. , Resurgent Correspondence PO Box 10497 Greenville, SC 29603 . To submit a dispute regarding an item on your credit report: PO Box 1269 Greenville, SC 29602 . If you have concerns about how your account was handled, visit our Office of CCO FAQ to submit a complaint., OPINION. ¶ 1 The plaintiff/counterdefendant, LVNV Funding, LLC (LVNV), along with the third-party defendants, Alegis Group, LLC, Resurgent Capital Services LP, and Sherman Financial Group, LLC, appeal, pursuant to Illinois Supreme Court Rule 306 (a) (8) (eff. Oct. 1, 2019), the August 5, 2019, order of the circuit court of St. Clair County ..., Resurgent (LVNV Funding) Question. I have a collection that is 1 year and 1 month old. The balance is $687.40. They told me they can’t send a letter beforehand saying they will pay to delete, but to look at their FAQ’s and it is listed in there. “- If an account is paid in full or settled in full after we begin credit reporting and the ..., [LVNV]." 15 U.S.C. § 1692a(6). Resurgent's only rebuttal is that, since LVNV is disqualified from the regularly-collects definition after Henson, 137 S. Ct. at 1721, and since Resurgent is merely LVNV's attorney-in-fact, Resurgent is disqualified from the regularly-collects definition, too. The statutory text easily disposes of this rebuttal., Plaintiff LVNV Funding, LLC has acquired all rights and title to the account. Bill of Sale and Assignment: A bill of sale and assignment of receivables was made from MHC Receivables, LLC to Credit Asset Sales LLC on April 30, 2022, and further transferred to Resurgent Acquisitions LLC on May 16, 2022., [LVNV]." 15 U.S.C. § 1692a(6). Resurgent's only rebuttal is that, since LVNV is disqualified from the regularly-collects definition after Henson, 137 S. Ct. at 1721, and since Resurgent is merely LVNV's attorney-in-fact, Resurgent is disqualified from the regularly-collects definition, too. The statutory text easily disposes of this rebuttal., LVNV Funding outsources the management of its portfolio of accounts to a company called Resurgent Capital Services. Resurgent Capital Services is a licensed third-party debt collector specializing in the management of these types of consumer assets. Resurgent may contact you directly or may ask one of their collection agency partners to help ... , Nov 29, 2018 ... Resurgent Capital Services filed a partially secured proof of claim on behalf of LVNV Funding LLC as claim number 8 on the Court's claims ..., LVNV deletes once paid. Some collectors will delete when paid in full even if their reps say they don't. Pay. Wait 30-90 days. If not deleted, dispute until removed. I have a 100% success rate with that method. 4. Reply. Thesiswork99., LVNV deletes once paid. Some collectors will delete when paid in full even if their reps say they don't. Pay. Wait 30-90 days. If not deleted, dispute until removed. I have a 100% success rate with that method. 4. Reply. Thesiswork99., Trump made five bold claims about the US economy at the World Economic Forum in Switzerland. Here are the facts about them. Jump to President Trump touted a newly resurgent America..., Nov 27, 2017 ... Defendant LVNV Funding LLC (“LVNV”) is a debt collector with its registered agent located at 1703 Laurel Street, Columbia, South Carolina 29223., Under the terms of the agreement, LVNV and Resurgent will pay the state a fine of $1 million, and will dismiss 3,564 pending cases totaling $7.7 million in claims, but will be able to re-file them. The companies will also provide restitution for consumers in the form of partial credits in cases in which the companies obtained judgments, as well ..., Mar 20, 2024 · LVNV Funding is a subsidiary of Resurgent Capital Services, which is a debt collection company founded in 1998. Resurgent Capital Services purchases defaulted debts from original creditors, including credit card companies, banks, and other lenders. , We want to make payment convenient for you, so we have 3 options to suit your needs: Self-Service Option – Log in to our self-service portal, where you can review account details and make payment arrangements at any time. Call Us – Give us a call at 1-888-665-0374, and we will be happy to help you. By Mail – Send payments to Resurgent Capital …, LVNV Funding, LLC, based in Las Vegas, Nevada, is a large purchaser of consumer debt. The company holds a portfolio of overdue obligations and outsources collection of the …, Business Details. Location of This Business. PO BOX 1410, TROY, MI 48099. Headquarters. 55 Beattie Pl Ste 110, Greenville, SC 29601-5115. BBB File Opened: 4/16/2013. Years in Business: 25., LVNV Funding. Create your profile with Resurgent. Capital Services. and start taking. control of your debt. Continue to Resurgent Capital Services. Learn more about your connection to LVNV Funding. It all starts with an account that you opened. This may have been a credit card, a loan, or services., A federal judge in Chicago has refused to dismiss a class action accusing LVNV Funding, one of the country’s largest debt buyers, of deceiving consumers by sending collection letters offering to ..., The original or charge-off creditor may have sold your account to a debt buyer. Debt Buyers like LVNV Funding, CACH and Resurgent Receivables may buy accounts from creditors. The right to collect on these accounts passes contractually from the original creditor to the new owner. The underlying debt doesn’t go away, you just owe a new owner., Phone number: 1-888-665-0374. Website: www.Resurgent.com. Mailing address: PO Box 10466 Greenville, SC 29603. Email: [email protected]. Remember, if you're contacted by a debt collector, be careful about accepting responsibility for a debt or setting up a payment plan before validating the debt., agreement. LVNV also amended its proof of claim to include additional documentation related solely to LVNV’s standing to enforce the claim. Debtors filed an objection to LVNV’s claim. They acknowledged that LVNV had filed the account statement required by Rule 3001(c)(3), but they argued that the , Complicated Family Web: LVNV Funding, LLC Sherman Financial and Resurgent Capital On October 28, 2011, the Maryland Commission of Financial Regulation Suspended the collection agency licenses of LVNV Funding, LLC and Resurgent Capital Services. It is an excellent resource to assist in untangling the debt collection practices …, LVNV Funding and Resurgent Capital Services: What You Need to Know. Recently, a company called LVNV Funding acquired a large amount of debt. This acquisition may have resulted in you being contacted by someone from LVNV or another company called Resurgent Capital Services. We know that being contacted by debt collectors can be stressful., RESURGENT CAPITAL SERVICES, L.P. and LVNV Funding, LLC, Defendants-Appellees. No. 21-2792. Decided: June 07, 2023. Before Rovner, Jackson …, Republican Presidential candidate Mitt Romney has enjoyed a rebound in the polls since the first presidential debate, and in the coming weeks that could make things interesting for..., Resurgent Capital Services, LVNV Funding LLC P.O. Box 5025 Sioux Falls, South Dakota U.S.A. Phone: 866-2069770. Web: Category: Collection Agency's. Resurgent Capital Services, L.P., LVNV Funding Ripoff trying to make me purchace a credit card to pay off a debt to MCI, that don't exist. Sioux Falls South Dakota., Attorney here - not providing legal advice as you are not a client - Resurgent and LVNV are debt purchasers, who routinely pay just pennies on the dollar for old debt, including “zombie debt.” They bank on pressuring people to pay with vague threats and basic intimidation. You can tell them to piss off (or use nicer terms if you prefer).