Tpmo disclaimer 2024

The 48-hour rule was was a longstanding rule before 2018, and it is now brought back for 2024. This 48-hour rule should be interpreted literally. For example, if an individual signs an SOA at 4:00 PM on a Tuesday, their appointment cannot take place until after 4:00 PM on Thursday. ... 10 TPMO Disclaimer Tips to Stay Compliant (2024)

Disclaimer: Interest rates change often. This article will be updated on a quarterly basis, but rates may change between those updates. ... 8 Marketing Ideas for Annuity Awareness Month (2024) 10 TPMO Disclaimer Tips to Stay Compliant (2024) Quarterly Annuity Update with Kirk Sarff | Q2 2024. Medicare Rapid Disenrollment: …Apr 9, 2024 · Tip 1: Pick the right TPMO disclaimer. For nearly all agents and brokers, the TPMO disclaimer is as follows for CY2024: “We do not offer every plan available in your area. Currently we represent [X number of] organizations which offer [X number of] products in your area. Published Feb 23, 2023. As an independent Medicare selling agent, you may be affected by the new marketing rules proposed for 2024. The Centers for Medicare and Medicaid Services (CMS) released a ...Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …Are you looking for a unique and unforgettable travel experience in 2024? Look no further than Viking River Cruises. If you have a fascination with history and want to delve into t...Proposed Rule: § 422.2262 (a) (1) (xix) and § 423.2262 (a) (1) (xviii) to read: to prohibit the “use the Medicare name, CMS logo, and products or information issued by the Federal Government ...In order to be considered Ready To Sell (RTS) with Centene/Wellcare, the 2023 Centene TPME contract must be signed. The new contract updates relating to TPMO requirements include: Disclosure of any subcontracted relationships used for marketing, lead generation, and enrollment. Requirement to record all beneficiary calls in their entirety.Specifically, CMS is redefining the negotiated price as the baseline, or lowest possible, payment to a pharmacy, effective January 1, 2024. CMS is applying the finalized policy across all phases of the Part D benefit. This policy reduces beneficiary out-of-pocket costs and improves price transparency and market competition in the Part D program.

It also clarifies that the TPMO disclaimer is required in all marketing materials, including social media posts, unless the materials were developed by the plan (such as a Summary of Benefits) and ...CMS Required Disclaimer FAQ + Lead Time to Approve Materials for use on/after 10/1/22 . The marketing guidelines for Medicare Advantage and Prescription Drug Plans were recently updated and among the provisions that apply directly to agents is a required disclaimer to be in use by October 1, 2022, for Plan Year 2023.It has been argued that consumer dissatisfaction is not usually with their agent of record but with TPMO call centers that solicit beneficiaries to switch plans that do not necessarily meet their needs. As of now, CMS has made no changes to the final rule so you should be preparing to be in compliance by October 1. New Disclaimer RequirementThe verbal conveyance of the TPMO Disclaimer also is required in the first minute of a sales call, but not in the first minute of all calls. ... AIPMA’s Team Swings Away for 2024 Integrity Spring Training May 2024 AIPMA Blog Series – Closing the Lead Generator Loophole, Part 2 May 2024 Happy Mother’s Day from the AIPMA Team!Princess Cruises is renowned for providing unforgettable experiences and luxurious journeys to some of the world’s most breathtaking destinations. As we look forward to the year 20...The disclaimer would not be required if the TPMO offered all plans available in a given service area. Finally, the Final Rule requires MAOs and Part D sponsors when doing business with a TPMO ...

By now, you are aware that the U.S. Patent and Trademark Office (USPTO) released a Notice of Proposed Rulemaking (NPRM) on May 10, 2024 (89 Fed. Reg. …Jun 2, 2023 · NEW TPMO DISCLAIMER on marketing material for 2024: As a reminder, the Third-Party Marketing Organization (TPMO) disclaimer must be placed on ALL TPMO materials and verbally conveyed within the first 60 seconds of the SALES CALL, and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic ... Apr 12, 2023 ... Disclaimers. The TPMO disclaimer now needs to include SHIPs as an option for beneficiaries to obtain additional help. The TPMO disclaimer ...Apr 20, 2023 · On April 5th, CMS released their 2024 Final Ruling for Medicare Advantage and Part D. CMS updated some requirements, as well as clarifying a few past updates. These rules will go into effect on September 30th, 2023 for marketing 2024 plans. Even though these are not in effect yet, it is okay to go ahead and start applying these to your marketing. Are you ready to embark on an unforgettable adventure through the heart of Australia? Look no further than The Ghan, a legendary train journey that takes you from Adelaide to Darwi...The CMS marketing rules from the 2023 annual enrollment period season still apply during the 2024 AEP. ... CMS also requires the use of a third-party marketing organization, or TPMO, disclaimer.

7 henrico deputies charged.

First, Medicare Part D beneficiaries will see reduced out-of-pocket costs for prescription drugs starting in 2024, resulting from a new requirement that Part D plans …for marketing Calendar Year 2024 plans, which means that they are effective on October 1, 2023. ... • TPMOs must use the TPMO Disclaimer even if they sell all Plans within a service area • The TPMO Disclaimer now includes a reference to State Health Insurance Programs (SHIPs) and requires TPMOs to include the number of Carriers ...Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …Except as noted below, the requirements of the Final Rule are effective January 1, 2024. 1. Enrollee Participation in Dual Eligible Special Needs Plan ("D-SNP") Governance (§ 422.107) ... The disclaimer would not be required if the TPMO offered all plans available in a given service area. Finally, the Final Rule requires MAOs and Part D ...Additionally, CMS is proposing a second disclaimer which would require all TPMOs to list names of the MA organizations or Part D sponsors with which they contract in the applicable service area. Proposed Rule: §§ 422.2267(e)(41) and 423.2267(e)(41): Third-party marketing organization disclaimer. This is standardized content.In its review of marketing and enrollment calls, CMS found that the majority of such calls (i.e., over 80%) only discussed one plan option from one MA organization—agents rarely, if ever, informed the beneficiary that there were multiple plans available in their service area. 3 This led CMS to add “SHIP” to the TPMO disclaimer …

May 15, 2017 ... 10 TPMO Disclaimer Tips to Stay Compliant (2024) ...In order to be considered Ready To Sell (RTS) with Centene/Wellcare, the 2023 Centene TPME contract must be signed. The new contract updates relating to TPMO requirements include: Disclosure of any subcontracted relationships used for marketing, lead generation, and enrollment. Requirement to record all beneficiary calls in their entirety.LIMRA's predictions for a surge in income annuity sales in 2024 is definitely noteworthy. They are predicting income annuity sales to top $15 billion in 2024 and set a new record in 2025 — above $18 billion. Annuities with income riders, such as SILAC’s Denali, play a pivotal role in securing a steady income stream for retirees.TPMO Disclaimer: Which Materials? Is the TPMO disclaimer required on all materials, or only the same types of materials that meet the marketing requirements listed in the Medicare Communications and Marketing Guideline’s (MCMG) “Definitions (42 CFR §§ 422.2260, 423.2260)”? For example, is the disclaimer required on tv ads, text …In today’s fast-paced world, busy families need a vehicle that can keep up with their demanding lifestyle. SUVs have long been a popular choice for families, offering ample space a...Apr 20, 2023 · On April 5th, CMS released their 2024 Final Ruling for Medicare Advantage and Part D. CMS updated some requirements, as well as clarifying a few past updates. These rules will go into effect on September 30th, 2023 for marketing 2024 plans. Even though these are not in effect yet, it is okay to go ahead and start applying these to your marketing. Download and utilize the following sales presentations to ensure you are reviewing all the necessary information to conduct a compliant appointment with the beneficiary. The sales videos are great tools to help streamline the selling process. Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have …Add the TPMO disclaimer to all sales calls within the first minute. Record calls (including video calls) with beneficiaries in their entirety. According to the CMS 2024 Final Rule, call recording is limited to marketing, sales, and enrollment calls.Here’s the TPMO Disclaimer You Should Use on Your Insurance Website in 2024. August 14, 2023 . 6 minute read | Posted by Aaron Kassover. Another Year, …Are you someone who loves to plan ahead and stay organized? If so, a 2024 calendar with holidays is the perfect tool for you. Not only does it allow you to keep track of important ...Study the Review Questions. Pay close attention to the review questions in the quizzes! Often times, 30-45 of the 50 questions on the final exam are the exact questions from the review quizzes. If you plan to do any studying for the AHIP, let it be of the review questions from each training module. Related: AHIP Study Guide PDFs & …

TPMO Compliance Requirements Chief among CMS’ TPMO directives is mandatory recording of Medicare calls with beneficiaries in their entirety. Agents must also use a standard disclaimer when marketing fewer than all plans available in a given geographical area. In their 2024 Final Rule, CMS clarified that TPMOs must only record …

LIMRA's predictions for a surge in income annuity sales in 2024 is definitely noteworthy. They are predicting income annuity sales to top $15 billion in 2024 and set a new record in 2025 — above $18 billion. Annuities with income riders, such as SILAC’s Denali, play a pivotal role in securing a steady income stream for retirees.The Hyundai Santa Fe has been a popular choice among SUV enthusiasts, and with the release of the 2024 model, Hyundai has once again raised the bar. The 2024 Hyundai Santa Fe boast... The disclaimer must be verbally conveyed within the first 60 seconds of the SALES CALL and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic means of communication and must be included on TPMO consumer-facing websites that The definition of a TPMO includes independent agents and brokers who are compensated for selling Medicare products. There are two new compliance rules that are of particular importance. ... The disclaimer must be 1) verbally stated during the first minute of a sales call, 2) electronically conveyed when communicating with a Medicare beneficiary ...The CMS 2024 final rule will most impact agents and third-party marketing organizations. The 2024 final rule requires a minimum 48-hour window between a Scope of Appointment form being completed and an appointment taking place. It also limits how long agents or TPMOs can contact a beneficiary after requesting they request information.Wellcare 2024. 21 terms. tjeffbry. Preview. 2024 Wellcare ACT Mastery. Teacher 30 terms. Hawkyy7. Preview. CBMEC Management of Quality. 75 terms. eowwy. ... The TPMO disclaimer must be used by any TPMO that sells plans on behalf of more than one MA plan provider. The disclaimer must be:Jul 15, 2022 · CMS Required Disclaimer FAQ + Lead Time to Approve Materials for use on/after 10/1/22 . The marketing guidelines for Medicare Advantage and Prescription Drug Plans were recently updated and among the provisions that apply directly to agents is a required disclaimer to be in use by October 1, 2022, for Plan Year 2023. Printed version: PDF Publication Date: 05/09/2022 Agencies: Department of Health and Human Services Centers for Medicare & Medicaid Services Dates: Effective dates: These regulations are effective on June 28, 2022, except for amendatory instructions 27 and 36 (regarding the definition of ``negotiated price'' at Sec. Sec. 423.100 and 423.2305), which are effective January 1, 2024.

Alternate side of the street parking nyc.

Gun show south florida.

Tip #7: Use MedicareCENTER For Your SOAs. During AEP, you need to have a system for your Scope of Appointments (SOAs). In MedicareCENTER, you can text, email, or print the SOA for a wet signature. Example of the text a client gets when you send a scope through MedicareCENTER.Except as noted below, the requirements of the Final Rule are effective January 1, 2024. 1. Enrollee Participation in Dual Eligible Special Needs Plan ("D-SNP") Governance (§ 422.107) ... The disclaimer would not be required if the TPMO offered all plans available in a given service area. Finally, the Final Rule requires MAOs and Part D ...In today’s fast-paced world, busy families need a vehicle that can keep up with their demanding lifestyle. SUVs have long been a popular choice for families, offering ample space a...A $50 discount will be applied when a producer completes their 2024 AHIP certification via Mutual of Omaha's SPA link. To access that link, log into the agent portal and click on the Products drop down. Choose Prescription Drug Plans, scroll down a little bit, and click on "AHIP Training." You'll know that the link worked when you see the ...Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …The TPMO disclaimer must be used by any TPMO that sells plans on behalf of more than one MA plan provider. The disclaimer must be: (Select all that apply.) You can help prevent grievances by: (Select all that apply.) Wellcare's 2024 product expansion represents a __% increase from 2023. ...Summary. On May 10, 2024, the United States Patent and Trademark Office (USPTO) published a notice of proposed rulemaking (NPRM) that proposes a rule …Proposed Rule: § 422.2262 (a) (1) (xix) and § 423.2262 (a) (1) (xviii) to read: to prohibit the “use the Medicare name, CMS logo, and products or information issued by the Federal Government ...2024 Centene Act Mastery Exam. You may have an initial screening interview which will be conducted over the phone or in an. An sep is a period outside of the icep, aep, or ma oep when beneficiaries can enroll based solely on life events that qualify for an sep. ... and agree to centene's businessthe tpmo disclaimer must be used by any tpmo that ...Updated measures for 2023 will advance equity and increase access to affordable care. Today, the Centers for Medicare & Medicaid Services (CMS) issued a final rule for the Medicare Advantage (MA) and Part D prescription drug programs that will improve experiences for dually eligible beneficiaries and provide greater transparency for the MA and Part D programs.Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …53. 949-350-3663. Bio and Articles. CMS IS BACK WITH MORE PROPOSED RULES!: Significant “Marketing” Changes Restricting TPMOs from Selling … ….

Are you a Medicare agent looking to marketing your business in 2023-2024 enrollment period? In this blog post, we'll introduce you to a crucial Medicare website disclaimer and share ten powerful marketing strategies tailored specifically to the Medicare market. Whether you're a seasoned pro or just starting, these strategies, along with our …New TPMO disclaimer . The following new disclaimer needs to be on all third-party CY2023 materials, effective for marketing beginning October 1, 2022: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.53. 949-350-3663. Bio and Articles. CMS IS BACK WITH MORE PROPOSED RULES!: Significant “Marketing” Changes Restricting TPMOs from Selling …TPMO disclaimers. Does the disclaimer need to be on all materials or just the ones that meet the definition of “Marketing materials?” ... For a full list of questions and topics that must be discussed, please review CMS’ 2024 Agent and Broker Training and Testing Guidelines, specifically the new #4. What is the Pre-Enrollment Check List ...In order to be considered Ready To Sell (RTS) with Centene/Wellcare, the 2023 Centene TPME contract must be signed. The new contract updates relating to TPMO requirements include: Disclosure of any subcontracted relationships used for marketing, lead generation, and enrollment. Requirement to record all beneficiary calls in their entirety.On Wednesday, April 5, the Centers for Medicare and Medicaid Services (CMS) released a final rule governing policy and technical changes to the Medicare Advantage Program, Medicare … After Humana’s changes are made, you must file the script with CMS in HPMS, selecting all relevant carriers (contracts). Per June 21, 2023, CMS memorandum, effective July 24, 2023, telephonic scripts will change to File and Use in HPMS. This script has been updated with several changes since last year, including the revised TPMO required ... 53. 949-350-3663. Bio and Articles. CMS IS BACK WITH MORE PROPOSED RULES!: Significant “Marketing” Changes Restricting TPMOs from Selling …The disclaimer would not be required if the TPMO offered all plans available in a given service area. Finally, the Final Rule requires MAOs and Part D sponsors when doing business with a TPMO ... Tpmo disclaimer 2024, Specifically, CMS is redefining the negotiated price as the baseline, or lowest possible, payment to a pharmacy, effective January 1, 2024. CMS is applying the finalized policy across all phases of the Part D benefit. This policy reduces beneficiary out-of-pocket costs and improves price transparency and market competition in the Part D program., Aug 30, 2023 · While most independent agents focus on providing the best service possible, there are some bad actors. According to CMS, the number of consumer complaints rose from 15,497 in 2020 to 39,617 in 2021. Medicare Marketing Changes in 2024: New TPMO Disclaimer. There are many resources you can turn to that dive into the changes for 2024. , The AHIP for the 2025 plan year will likely release the third week of June, 2024. There is no deadline when it comes to taking the AHIP. Carriers used to require the AHIP ahead of contracting, but now, most carriers allow you to get contracted before you take the AHIP. The only real blackout for the AHIP is the first two weeks of June, typically., Modify the TPMO disclaimer to add SHIPs as an option for beneficiaries to obtain additional help. Modify the TPMO disclaimer to state the number of organizations …, 88 Fed. Reg. at 78,554; see also Unpublished April 2024 Final Rule at 572. Id. Id. Unpublished April 2024 Final Rule at 574. Id. at 588-589. While potentially undervalued, CMS also noted that the ..., In its November 2023 Proposed Rule and in its recently issued Final Rule that was published in the Federal Register on April 23, 2024, the Centers for Medicare & Medicaid Services (CMS) addressed concerns related to agent and broker compensation as well as how payments from Medicare Advantage (MA) plans to third party marketing …, May 27, 2022 ... ... TPMO disclaimer discussed above. Ensure that the TPMO, when conducting lead generating activities, either directly or indirectly for the MAO ..., Here’s the TPMO Disclaimer You Should Use on Your Insurance Website in 2024. August 14, 2023 . 6 minute read | Posted by Aaron Kassover. Another Year, Another New Rule from CMS… Yes, we feel your pain. It seems like every year there’s a new set of compliance rules that agents must follow when selling Medicare Advantage and Part D plans., 3.19 Obligations and Activities of TPMO. The provisions below are effective for enrollments effective January 1, 2024. Agent or Agency shall comply with the ..., If a TPMO sells for all MAOs in a service area, required to use the following disclaimer: Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan ..., Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …, Jul 15, 2022 · CMS Required Disclaimer FAQ + Lead Time to Approve Materials for use on/after 10/1/22 . The marketing guidelines for Medicare Advantage and Prescription Drug Plans were recently updated and among the provisions that apply directly to agents is a required disclaimer to be in use by October 1, 2022, for Plan Year 2023. , Listen to this post. On April 4, 2024, the Centers for Medicare & Medicaid Services (“CMS”) issued the contract year 2025 (CY2025) Medicare Advantage and Part D final rule (the “ Final Rule ”). In addition to finalizing its CY2025 proposed rule, CMS also addressed several key provisions that remained from the CY2024 proposed rule., If you’re in the market for a new SUV and want to keep your maintenance costs low, you’re in luck. The automotive industry has seen significant advancements in technology and engin..., This disclaimer is as follows: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” TPMOs must use the TPMO Disclaimer in all of the following scenarios: , If you’re in the market for a new SUV but have a tight budget, fear not. The automotive industry is constantly evolving, and manufacturers are introducing more affordable SUV model..., MA organizations must ensure they meet the requirements in paragraphs (d) (1) through (5) of this section in order to pay compensation. These compensation requirements only apply to independent agents and brokers. ( 1) General rules. ( i) MA organizations may only pay agents or brokers who meet the requirements in paragraph (b) of this section., 4. WHAT IS THE TPMO DISCLAIMER? “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” 5. WHEN IS THE TPMO DISCLAIMER REQUIRED?, Inflation Reduction Act. Share. Background. On April 5, 2023, the Centers for Medicare & Medicaid Services (CMS) issued a final rule that revises the Medicare Advantage (MA or Part C), Medicare Prescription Drug Benefit (Part D), Medicare Cost Plan, and Programs of All-Inclusive Care for the Elderly (PACE) regulations to implement changes ..., Ready to offer Medicare Advantage and Part D prescription drug plans for contract year 2024? The AHIP Medicare + Fraud, Waste, and Abuse Training opens on June 21, 2023. Here's what you need to know about the AHIP and how much it'll cost you. Note: The 2024 AHIP opens on June 21, 2023. The 2023 AHIP closes on June 16, 2023 …, It has been argued that consumer dissatisfaction is not usually with their agent of record but with TPMO call centers that solicit beneficiaries to switch plans that do not necessarily meet their needs. As of now, CMS has made no changes to the final rule so you should be preparing to be in compliance by October 1. New Disclaimer Requirement, Apr 20, 2023 · On April 5th, CMS released their 2024 Final Ruling for Medicare Advantage and Part D. CMS updated some requirements, as well as clarifying a few past updates. These rules will go into effect on September 30th, 2023 for marketing 2024 plans. Even though these are not in effect yet, it is okay to go ahead and start applying these to your marketing. , Are you ready for a thrilling adventure on the high seas? Look no further than Holland America Cruises 2024. With their diverse itineraries, luxurious accommodations, and top-notch..., A: Agents cannot reference a specific Medicare Advantage or prescription drug plan’s marketing materials or use an insurance company’s trademark on their site. When a plan-specific or company-specific reference is used regarding a Medicare plan, it’s considered that company’s marketing material. It’s like forging a signature or ..., 2024 Centene Act Mastery Exam. You may have an initial screening interview which will be conducted over the phone or in an. An sep is a period outside of the icep, aep, or ma oep when beneficiaries can enroll based solely on life events that qualify for an sep. ... and agree to centene's businessthe tpmo disclaimer must be used by any tpmo that ..., The TPMO disclaimer must be used by any TPMO that sells plans on behalf of more than one MA plan provider. The disclaimer must be: (Select all that apply.) a. Included in any marketing materials, including print materials and television advertisements developed, used, or distributed by the TPMO. b. Verbally conveyed within the first minute of a sales call. c. Prominently displayed on TPMO ..., SMA Sends 02 May 2024. SHARE PRINT Stay Connected. The Integrated Personnel and Pay System - Army (IPPS-A) is the Army’s online Human Resources (HR) solution to …, Jan 5, 2024 ... While every group that NABIP is referring to as an FMO is this letter is also a TPMO, there are entities that also fall under the TPMO grouping., The Centers for Medicare & Medicaid Services (CMS) have released their final ruling on requirements for the marketing and communication of Medicare Advantage and Part D plans. The requirements are aimed at safeguarding Medicare beneficiaries and include requirements for disclaimers and recording of phone calls. If Medicare Part D is …, that co-branded materials include appropriate disclaimers and other model content as specified by CMS regulations at 42 CFR §§ 422.2267(e)(36) and 423.2267(e)(37) where applicable. CMS Required Materials – Materials that are required under 42 CFR §§ 422.2267(e) and 423.2267(e) Plan Created Materials, Apr 6, 2023 · Rules: §422.2274 (g) (2) (ii) and §423.2274 (g) (2) (ii): “Record all marketing, sales, enrollment calls, including calls occurring via web-based technology, in their entirety.”. This requirement applies only to the audio portion of web-based calls. CMS discussed some commenters who disagreed with the length of the disclaimers and the ... , We do not offer every plan available in your area. Currently we represent 8 organizations which offer 391 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local STATE HEALTH INSURANCE PROGRAM to …, The disclaimer consists of a statement that must make clear that there is no obligation to enroll in a plan, and must be included when offering a promotional give-away such as a drawing, prizes, or a free gift. ... If a TPMO does not sell for all Part D sponsors in the service area the disclaimer consists of the statement: “We do not offer ...